Mark R asked:


If one spouse is more than 4 years younger than the other would it be wise to put more of the couple’s allotted money into a roth for the older of the two? That way it would be there to be taken when the older of the two is 59.5 and not have to wait for the younger one to be there (making the older in mid 60s). Say you have 400 dollars a month to throw towards a roth… should say 300 go into the older spouse and 100 into the younger— so it is accessible sooner? Thoughts?

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Filed under: Retirement

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