Comments for The Retirement Help Center

Comment on Kurt Warner Discusses Retirement by mav51063

mav51063 — Thu, 11 Mar 2010 08:53:44 +0000

I’m a Pittsburgh Steeler fan, but have such a great respect for Kurt Warner. He is a true sportsman & a wonderful human being. I wish him all the best in his retirement. Brenda Warner is a VERY lucky woman!

Comment on 401K by mahammadabba

mahammadabba — Thu, 11 Mar 2010 04:16:30 +0000

Gold has peaked and on it’s way down. Anyone who bought it a few weeks ago should sell and short it on the way down.(I’m sure the video covers that) .

Comment on Should i change my 401K contribution due to the possible recession? by donald e

donald e — Wed, 10 Mar 2010 23:30:19 +0000

if u can afford it dont change ur deduction but change ur allocation of investments to a more moderate risk then aggressive. dont forget the tax benefits to the 401 investment as it is taken pre taxed so dont reduce just reallocate.

Comment on How to Set Up a Retirement Savings Account by Dam0nz

Dam0nz — Wed, 10 Mar 2010 21:52:17 +0000

fuck this **** slang rocks

Comment on Kurt Warner Discusses Retirement by skw4712

skw4712 — Wed, 10 Mar 2010 05:21:15 +0000

mav: I love how you emphasized VERY

GO, KURT! 1st-BALLOT HOFer

Comment on Is it possible for a almost 50 year old woman to secure a good retirement plan? by already_wealthy

already_wealthy — Wed, 10 Mar 2010 04:36:25 +0000

The highest, best paying program is aid4families. They have no customer complaints. You should check it our right away because whenever someone comes on here and gives the most honest answer, employees or nerds try to get them banned. Here is the only criteria; they are the only ones with 100% customer satisfaction and they pay the most money. Tell as many people as you can cuz the employees of these other companies don’t want you to know. They go from question to question trying to get competitive posts removed.

Comment on What is the importance of coordinating investments within and outside your 401k retirement plan? by Thor

Thor — Tue, 09 Mar 2010 21:29:18 +0000

Robert and Luigi gave the main reasons.

One, you have to look at your investments and risk profile in total. That includes ALL your debts and income too, in order to make a real financial plan. So that is not just ‘investments”. For instance if your house is paid off or you have a high income you can stand more risk and invest more in stocks.

And then there is the tax aspect. Buy and Hold stocks with unrealized capital gains is a type of tax deferral but with after tax money. So you want those outside your tax deferred plan while the part, like bonds, high income funds or high dividend stocks, you want in the plan so you don’t pay taxes on the income.

Then last this also depends on your income tax bracket at the current time. Sometimes if your bracket is real low while young and starting out you might want to pay more taxes now than later when you are in a higher bracket as most people are as they age.

Good Luck.

Comment on Kurt Warner Discusses Retirement by BebopBluesM11

BebopBluesM11 — Tue, 09 Mar 2010 15:50:49 +0000

I say its about damn time Kurt retired. He was starting to **** this season.

Comment on The 401k Fallout by dizzao

dizzao — Tue, 09 Mar 2010 12:15:47 +0000

there are penalites if you take out money from 401k before he reach 59 1/2. plus, when you do reach that age and retire, you still get tax.

Comment on Do I report my 401k interest income on my tax return? by Naniwai

Naniwai — Mon, 08 Mar 2010 19:35:28 +0000

no. unless your using the money from your 401k, you don’t need to report anything